Medigap Plan M

Medigap Plan M is a Medicare Supplement plan that covers certain gaps in full and others only partially.

What is covered?

Medigap Plan M covers:

  • 100% of Medicare Part A coinsurance and hospital costs, up to an additional 365 days after Medicare benefits are used
  • 100% of Medicare Part B coinsurance or copayment
  • 100% of first 3 pints of blood
  • 100% Part A Hospice coinsurance or copayment
  • 100% Skilled Nursing Facility coinsurance
  • Covers 50% of Part A deductible

Additionally, Plan M covers 80% of foreign travel emergency medical care up to the plan limits. 

What is not covered?

Medigap Plan M is a Medicare Supplement Plan that fully covers many out-of-pocket expenses and partially covers others. It does not cover the Part B deductible or the Part B excess costs.


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