Medigap Plan D

Up until this point, the Medigap policy plans had been building upon each other, with each offering more than the last. Medigap Plan D is a turning point. Plan D is almost identical to Plan C.

What is covered?

Medigap Plan D covers: 

  • 100% of Medicare Part A coinsurance and hospital costs, up to an additional 365 days after Medicare benefits are used
  • 100% of Medicare Part B coinsurance or copayment
  • 100% of first 3 pints of blood
  • 100% Part A Hospice coinsurance or copayment
  • 100% Skilled Nursing Facility coinsurance
  • Covers 100% of Part A deductible
  • 80% of coverage for foreign travel emergency 

What is not covered?

Medigap Plan D covers the same benefits as Plan C minus the Part B deductible and excess charges.

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