Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
We offer multiple options for all your insurance needs and you are guaranteed to receive our services free of charge. Reach out to us today and let’s talk about all your options.
Also known as Medigap, Medicare Supplement Plans are used to lower any out-of-pocket costs you may have from Original Medicare.
Medicare Advantage Plans, also known as Medicare Part C, offers you the same benefits as Original Medicare, with additional benefits that cover other costs not covered by Medicare.
Since Original Medicare doesn’t cover prescription costs, you’ll need a plan that does. Medicare Part D will cover any necessary drugs so you don’t have to.
Final expense insurance is a type of life insurance policy designed to cover the costs associated with passing away.
With over 30 years of experience, we can break down the Medicare process for you and make it more simple so you understand the choices and information handed to you.
We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
We believe in empowering people to take ownership of their healthcare. Choosing the best plan for you based on your individual needs is the first step.
We are available during the early morning, evening, and weekend hours.
Call us at 1-844-633-5239 to schedule an appointment.
Medicare costs are highly dependent on the year, your income, and your plan. This can make estimating your cost very frustrating. Below are some breakdowns of the overall cost and the costs you can expect to pay for each part of Medicare.
Most people do not have to pay a monthly premium for Part A at all. However, if you did not pay taxes for 40 quarters and receive 40 credits, you will have to pay a monthly premium for Part A. For those who decide to purchase Part A, you are expected to pay $458 each month in 2020 if you paid less than 30 quarters for Medicare taxes. If you paid Medicare taxes for 30-39 quarters, the standard Part A monthly premium is $252.
We are not connected with or endorsed by the United States government or the federal Medicare program.
You are responsible for a monthly premium for Part B. The standard part B monthly premium is $144.60 in 2020. This premium changes every year. In addition to the premium, you are subject to a deductible under Part B. In 2020, the deductible for part B was $198. After you meet your deductible, Medicare generally covers 80% of the cost and you cover 20%.
With Original Medicare, there is no limit on your out of pocket expenses with Part B. With Part B Medicare Advantage Plans, there is a yearly limit of your costs.
The monthly premium for a Medicare Advantage Plan, or Part C, is highly variable depending on the plan.
The cost of Part D depends on the plan. If you have Original Medicare, this monthly premium is in addition to the premium for Part B. If you have a Medicare Advantage Plan, your monthly premium may already include the premium for prescription drug coverage.
Some Part D plans do not have a yearly deductible and the amount you pay for copayment or coinsurance depends on the drug’s total cost.
The total cost of Medicare is highly dependent on the plan. Using the above estimates and the Medicare cost estimators, you can budget for your monthly and yearly out-of-pocket costs.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.