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We offer multiple options for all your insurance needs and you are guaranteed to receive our services free of charge. Reach out to us today and let’s talk about all your options.
Also known as Medigap, Medicare Supplement Plans are used to lower any out-of-pocket costs you may have from Original Medicare.
Medicare Advantage Plans, also known as Medicare Part C, offers you the same benefits as Original Medicare, with additional benefits that cover other costs not covered by Medicare.
Since Original Medicare doesn’t cover prescription costs, you’ll need a plan that does. Medicare Part D will cover any necessary drugs so you don’t have to.
Final expense insurance is a type of life insurance policy designed to cover the costs associated with passing away.
With over 30 years of experience, we can break down the Medicare process for you and make it more simple so you understand the choices and information handed to you.
We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.
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We believe in empowering people to take ownership of their healthcare. Choosing the best plan for you based on your individual needs is the first step.
We are available during the early morning, evening, and weekend hours.
Call us at 1-844-633-5239 to schedule an appointment.
Veterans who reach Medicare eligibility may be confused about their options for Medicare Advantage Plans. Some qualify for veteran coverage but are not sure how veteran coverage works simultaneously with Medicare. Different plans operate with Medicare Advantage differently.
Veterans can have both Medicare and a veteran’s insurance plan simultaneously. Typically, veteran plans include Tricare, which applies to active-duty service members, military retirees, and their families. They can also have coverage through the U.S. Department of Veterans Affairs (VA).
While the plans differ, it is important to note that you will have to check whether your veteran plan has prescription drug coverage. Not all veteran plans include drug coverage, so you will have to factor that into your final decision.
We are not connected with or endorsed by the United States government or the federal Medicare program.
If you have Tricare and would like to enroll in Medicare Advantage, you may do so. If you do so, that Medicare Advantage Plan is the primary payer. As the secondary payer, Tricare often pays the copayments on your Medicare Advantage plan, minimizing your out-of-pocket expenses. Additionally, Tricare includes drug coverage, so you do not need drug coverage on your Medicare Advantage plan.
While you can enroll in a Medicare Advantage Plan in addition to your VA Health Coverage, you may be trading cost for coverage. Many VA health services have minimal costs. To enroll in a Medicare Advantage Plan, you have to pay have Medicare Parts A and B. Medicare Part B has a monthly premium. A Medicare Advantage Plan often also has a monthly premium. If you enroll in a Medicare Advantage Plan in addition to VA coverage, you would be paying a minimum of 2 monthly premiums and up to 3 monthly premiums, including drug coverage.
The benefits of a Medicare Advantage Plan, in addition to a VA Health plan, would depend on your goals. For example, if you are not satisfied with your care at your local VA and would like more flexibility with providers and less wait time, a Medicare Advantage Plan might accomplish that goal. Additionally, you may consolidate your care in one place with a Medicare Advantage Plan. Having both plans may be beneficial for certain coverage.
If you are a military veteran and would like to enroll in a Medicare Advantage Plan in addition to your veteran coverage, you can do so. Tricare works with Medicare to become your secondary payer. It often includes drug coverage and minimizes copayments and coinsurance for Medicare. VA Health plans can also coexist with Medicare, but choosing a Medicare Advantage Plan will increase your monthly premiums. This may be a fair trade, depending on your health goals.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.