Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
We offer multiple options for all your insurance needs and you are guaranteed to receive our services free of charge. Reach out to us today and let’s talk about all your options.
Also known as Medigap, Medicare Supplement Plans are used to lower any out-of-pocket costs you may have from Original Medicare.
Medicare Advantage Plans, also known as Medicare Part C, offers you the same benefits as Original Medicare, with additional benefits that cover other costs not covered by Medicare.
Since Original Medicare doesn’t cover prescription costs, you’ll need a plan that does. Medicare Part D will cover any necessary drugs so you don’t have to.
Final expense insurance is a type of life insurance policy designed to cover the costs associated with passing away.
With over 30 years of experience, we can break down the Medicare process for you and make it more simple so you understand the choices and information handed to you.
We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
We believe in empowering people to take ownership of their healthcare. Choosing the best plan for you based on your individual needs is the first step.
We are available during the early morning, evening, and weekend hours.
Call us at 1-844-633-5239 to schedule an appointment.
A Medicare Advantage Plan is a Medicare-approved, private insurance option that offers more coverage options to consumers. There are six different types of Medicare Advantage Plans. A Medical Savings Account (MSA) is one type. It has a different structure when it comes to coverage than the other plans.
An MSA is a type of plan that combines high-deductible health plans with a bank account. Essentially, the insurer puts money into a medical savings bank account. You can then use this money to pay for your healthcare throughout the year. After you use up the savings account, you must then pay out-of-pocket until you meet your deductible. After you meet your annual deductible, your insurer will start paying your benefits.
Using a Medicare MSA, you receive coverage for Medicare Parts A and B. However, you do not receive prescription drug coverage with an MSA. This plan has a higher deductible than the Original Medicare plan, so it may not be the best plan for someone who has chronic illnesses that require robust coverage.
We are not connected with or endorsed by the United States government or the federal Medicare program.
An MSA is a good plan for someone who wants extra benefits but anticipates basic medical needs. For example, many MSA plans cover dental and vision. They are relatively low cost if you do not anticipate exceeding the amount depositing the medical savings bank account.
The cons of an MSA are that it may cost more money than other plans if you need more than basic medical care. While the deductible varies by plan and by year, it is generally a high deductible. Additionally, most MSAs do not offer prescription drug coverage, meaning that consumers have to purchase that as a separate option. This adds to the monthly premium.
While an MSA is an adequate plan for someone who anticipates basic healthcare needs, it may not be the best plan for someone with chronic illnesses. Understanding your needs will help you choose the plan that is right for you.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.