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Medicare throughout the United States.
Medicare can be a complicated topic. Our experts can help you to determine which plan is the best fit for you.
Medicare is health insurance for people age 65 or older, people under age 65 with certain disabilities and people with End-Stage Renal Disease (ESRD).
As long as you or your spouse have worked 10 years or have 40 quarters of work and have paid into the Social Security/Medicare system, you will be eligible for Medicare Benefits.
There are 4 Parts of Medicare:
Understanding the parts of Medicare can be confusing. Our Experts can help you understand how Medicare works and the right time to enroll in the different Medicare Parts.
Part A covers hospital treatment costs. In most cases, there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.
Part B covers doctor visits and medical treatments in and out of hospitals. Part B has an annual premium that can vary based on income. Recipients also pay a deductible and coinsurance with Part B.
Medicare C is another way to get your Medicare Coverage, it is called Medicare Advantage. With a Medicare Advantage Plan, recipients will still pay for the Part B premium, but instead of Medicare handling your insurance private insurance companies manage your plan and coverage. Medicare Advantage plans bundle Parts A, B and D together and sometimes offer additional benefits like vision, dental and hearing benefits.
Medicare can be a complicated issue, so please contact us today if you want to talk about your options.
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